Key insights from the series:
- Total cost over teaser rates: weigh APR + fees + prepayment terms.
- Cashflow fit: align term length with seasonality and margins.
- Product choice matters: equipment loans vs. project/working-capital lines.
- ROI sequencing: fund upgrades that lift throughput/ticket size first.
- Review & refinance: revisit quarterly; refinance when rates/revenue shift.
Quick checklist:
- Set a target payment range that keeps DSCR comfortable.
- Get 2–3 offers; compare APR, origination, prepayment rules.
- Run best/base/worst cashflow scenarios before signing.
- Prioritize must-have safety/uptime → high-ROI upgrades → nice-to-have.
- Track KPIs monthly and reassess financing each quarter.


























![Had a difficult time finding a company that could help [quickly]. Best I got was 7 - 10 days. Called GDI. Their guy Or was here the next morning. Done in less than an hour. Excellent work. Excellent service. Best price. Well done.](https://www.garagedoor-indianapolis.com/wp-content/uploads/2023/12/review-by-brian-hoskins-150x150.png)




